Financial Literacy Syllabus

\COURSE TITLE:Financial Literacy
TEXT: Financial Algebra, Gerver
Grade Level:  10 – 12

Major Concepts/Content:  Financial Literacy is a course designed to show the relationship between the world of finance and algebra.  Many of the he mathematical principles of finance will be examined terms that the high school student can understand.  The purpose is to review and strengthen the students’ algebraic mechanics and problem solving skills.

Major Instructional Activities: Instructional activities include teaching students to plan, organize, and complete various activities using as many real-world models as possible. This course involves developing sound algebraic skills, presenting projects, classroom presentations by students, open-ended investigations, and written justification by students of the solution to their problems. Cooperative learning techniques and appropriate technology should be utilized throughout the course. Students should have access to calculators at all times

Major Evaluative Techniques: Many evaluative processes will be used to assess student’s written and oral work.  These include but are not limited to multiple-choice, short-answer, discussion, or open-ended questions; homework; projects; and class presentations. Students will also be required to successfully complete written tests, which present problems with a range of difficulty based upon expectations for the course.  Generally restricted time tests are not used. Students will have ample time to compler all assignments. Some tests may be taken home to complete.  Assessment methods can be supplemented by student-produced analysis of problem situations, solutions to problems, and reports on investigation.  Students will be provided the opportunity to do chapter projects that capture the concepts and skills presented throughout the chapter unit that emphasizes real world situations

Essential Expectations: Upon successful completion of Discrete Math, the student should be able to deal with problems relating to the following :

  • The Stock market
  • Modeling a Business
  • Banking Services
  • Consumer Credit
  • Automobile Insurance
  • Employment Basics
  • Income Taxes
  • Independent Living
  • Planning for Retirement

Grading Policy: 90-100: A;  80-89: B; 70-79: C;  60-69: D;  59 or below: F. The lowest grade given for failing an  “attempted” assignment is 50%.

Being Successful : There will be at least one quiz given each week in addition to approximately two tests per quarter. If students do poorly on a quiz, they can request a second attempt to obtain a passing grade. The primary goal is to do whatever can be done to enable the student to achieve success.

Homework Policy: Late homework will only be accepted with a valid and substantial excuse from home.

Tardy Policy:  This is a very important course in mathematics, and students are required to be in class, on time and prepared to learn.  Students will be marked tardy if they arrive to class without their textbook, notebook, or pencil.

Tutoring / Extra help: All students are encouraged to schedule time for extra help during their seminar period.

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